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Renters Insurance Made Easy for Pet Parents
Landlord Approved. Starting from $5/month
Get covered in under 90 seconds.
Rated 5.0 / Based on 192 Reviews
You're Covered, from Scratches to Surprises
Crime and Vandalism Coverage
Coverage pays for your stuff if it's damaged or stolen.
When Water Goes Where It Shouldn't
From burst pipes to surprise leaks, you're protected.
Fire and Smoke Protection
Your belongings are covered for fire and smoke damage.
Liability Coverage Protects Against Lawsuits
We help cover legal costs and damages so you're not left handling it alone.
If Someone Gets Hurt in Your Home
Because accidents happen, and liability protection helps you handle the unexpected.
Get Started with Wellness Wag
How Our Plans Work
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Get a quick quote in seconds.
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Choose from standard or customized plans.
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Covered in as little as 90 seconds and you'll receive all the details in your email.
Your Claim in Seconds
Hassle-free claims, processed at record speed
Why Renters Choose Wellness Wag
Rated 5.0 / Based on 192 Reviews
Matthew Southworth
The company has been very courteous, responsive, and fair with the claims process. Reimbursement was fairly fast and service was great when submitting claims. Best value I’ve had from any insurance company.
Lindsay Caldwell
Rainwalk is so easy to work with, with fantastic customer service and animal-loving humans on the other end. I can ansk any questions over the app, email, phone, and even text, and get fast answers
JN
They were everything you'd want from an insurance company. They didn't bloat the process and gave me plenty of time (one week) to give them the proper paperwork when his original paperwork was missing (my fault).
Michelle
Wonderful experience submitting claims. Very easy to upload the invoice and super fast response times to questions and claims. This is by far the best pet insurance company that I have worked with. So glad we decided to make the switch. I would HIGHLY recommend Rainwalk.
John
First claim, for vaccinations. Initially, the set-up had an issue with paying, but was fixed quickly and money was deposited into account
Isaias Alba, IV
Great company, easy to work with! We had surgery for our puppy and they were fantastic. We simply got the invoice from the vet, uploaded it, used the app and within a short time had our reimbursement. It's as easy as that!
Judith Mayster
Rainwalk has a very simple process to file claims and to issue payments. It took about 3 1/2 weeks, and they deposited the funds directly to my bank account. The process was seamless.
Paula and Jonathan
I filed our first claim for our bull terrier Lola (rattlesnake bite) with Rainwalk in May. I am happy to report that Lola is fine and Rainwalk paid exactly what our policy with the company said it would pay. I wish our auto insurance were half as responsive as Rainwalk has been.
More Products from Wellness Wag
Vet Services
Skip the wait and get expert crystal-clear veterinary guidance, who you can count on, anytime.
Pet Insurance
Broad coverage, free virtual vet visits, and hassle-free reimbursements.
ESA Letter
Our ESA letters cover all your housing arrangements, from rentals and vacation homes to college dorms.
Why You Can Rely On Us?
At Wellness Wag, we believe your pet deserves care rooted in both science and compassion. Each article is carefully researched, written in clear language for pet owners, and then reviewed by qualified professionals to ensure the information is evidence-based, current, and practical for real-life care. Our goal is to help you feel confident in making informed decisions about your pet’s health and well-being.
Reviewed by
Angela Morris, MSW, LCSW
Angela is a licensed clinical social worker with 20 years of experience in patient advocacy and community mental health. She has assisted numerous clients with ESA evaluations and brings a deep understanding of disability accommodations, ensuring that all information is accurate, supportive, and practical.
Frequently Asked Questions
Plans start from $5 a month. Your price depends on where you live, how much your belongings are worth and the deductible you choose. You can get a free quote in seconds to see your exact price.
You can get a quote in seconds and be covered in as little as 90 seconds. Once your policy is active, all the details arrive by email, so you can send proof of insurance to your landlord the same day.
Lemonade policies meet the renters insurance requirements most landlords set. If your lease asks for proof of insurance, you can download your policy documents right away and add your landlord as an interested party. Check your lease for any minimum liability amount your landlord requires.
Liability coverage can help if your pet injures someone or damages someone else’s property, though some dog breeds may be excluded. Damage your pet causes to your own belongings or your rental unit is usually not covered. Review your policy details to see how your pet is covered.
Most renters policies exclude flood and earthquake damage, normal wear and tear, and pest damage. Damage you cause on purpose isn’t covered either. Some high-value items, like jewelry or fine art, may need extra coverage to be fully protected.
Select the type of incident, such as theft, fire or damage, and describe what happened. Once you submit, an automated system processes your claim in minutes.
Yes. Contact our team if you want to cancel or make changes to your policy, and we’ll help you through the process. If you’re moving, you may be able to update your address instead, so your coverage continues in your new home.
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